Final step
Pick a time that works and we'll go through your profile together. The consultation is free and there's no obligation.
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Want to make the call count? Have your reports ready before we talk.
Before we can start
We can't review anything until we can see what the bureaus are actually reporting. The service below gives us all three bureaus — Equifax, Experian and TransUnion — in one place, and refreshes monthly so we can watch changes as we work your file.
What it costs: $1.00 activation fee today, then a $29.90/month credit monitoring membership charged automatically after the 7‑day trial. Payments are non-refundable. You can cancel the membership at any time through MyFreeScoreNow. Not required — if you already have your reports, send those instead.
Results vary. No results are guaranteed. Guardian Financial does not guarantee item removal, score increases, or funding approvals.